Jacinda Montano

Principle Lending Manager

NMLS# 249693

Jacinda Montano Principle Lending Manager

Blog

4 Specialized Home Inspections Buyers Should Consider

4 Specialized Home Inspections Buyers Should Consider

Buying a home is exciting, but excitement can make it easy to overlook problems that may not show up during a standard home inspection. Before you move forward, it helps to take a closer look at a property’s health, safety, and structural condition.

Jul 22, 2026 | Purchasing a Home

4 Smart Strategies to Eliminate PMI From Your Mortgage

4 Smart Strategies to Eliminate PMI From Your Mortgage

Private mortgage insurance (PMI) can add a meaningful cost to your monthly payment, and many homeowners keep paying it longer than necessary. The good news is that if you have a conventional loan, you may have more than one path to removing PMI sooner. Un

Jul 20, 2026 | Refinancing a Home

How Much Do I Need for Closing Costs with a VA Loan?

How Much Do I Need for Closing Costs with a VA Loan?

Closing costs can catch VA buyers off guard, especially after you have already budgeted for earnest money, inspections, and moving expenses. The good news is that VA loans offer important protections that can help keep those costs more manageable. If you

Jul 17, 2026 | Purchasing a Home

10 Steps to Buying a Home This Summer

10 Steps to Buying a Home This Summer

Summer is one of the busiest times of year to buy a home. Longer days, school breaks, and new listings can make it feel like the ideal season to start your search. It can also bring more competition, faster-moving listings, and added pressure to make quic

Jul 15, 2026 | Purchasing a Home

Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Unlocking Your Home's Hidden Treasure: HELOC or Home Equity Loan?

Your home may be one of your biggest financial assets, and over time, it can build value you may be able to access when you need it. If you're exploring ways to pay for home improvements, consolidate higher-interest debt, or cover major expenses, two comm

Jul 13, 2026 | Refinancing a Home

Understanding Credit Bureaus: How They Impact Your Financial Life

Understanding Credit Bureaus: How They Impact Your Financial Life

Credit bureaus play a central role in your financial life, even though most people rarely interact with them directly. These organizations collect, store, and analyze your credit data, then package that information into reports and scores that lenders use

Jul 10, 2026 | Credit